Asset Originator

Asset Originators manage one or multiple portfolios, each of which has a cap determined by the protocol based on the Asset Originator's deposit and trustworthiness. Asset Originators can create loans, each represented by a unique NFT, to manage the assets within a portfolio. They can access capital markets 24/7 and faster settlement than traditional finance systems with ELYFI protocol.

Asset Originator are also responsible for managing the composition of the loans to maximize returns. While the portfolio will generally be made up of loans sized appropriately for the maturity of the pool and the liquidity size of the pool, the final composition is the responsibility of the Asset Originator. In the event of insolvency of a particular portfolio due to mismanagement, the Asset Originator bears the losses, thus providing a built-in risk management mechanism.